Why no financing available?

Why doesnt PSA offer financing? They would make a killing from suckers like me.

They used to but there were issues by the company.

I saw that. A lot of other big companies use them still. It would be nice if they brought it back or did in house financing.

In house financing i think is on the table. The bank that JJE purchased was put on the backburner by Jamin so the ammo plant could move forward. Jamin also had plans for a new social media platform that was shelved for now

“Predatory Lending Practices” suck.

Goodonya PSA for Recognizing this, and Ending their Association with that company.

That would be awesome

This is in NO WAY a recommendation and or an endorsement, but I know some of the buy now pay later services like Affirm do offer a one time use card generator. IDK if you can use those for any purchase but may be something to look into if you are wanting to utilize their services.

Hmm i wonder if that would work I know affirm refuses to offer lending for anything gun related as face value. Good idea

Another option: Take $100 (or whatever amount you can) out of your paycheck and put in an envelope. Do that for a few months and boom, there is the cash you need for the purchase. It only costs you pennies (that you won’t earn in interest with it not being in a bank) and time.

Yeah that will be what ill probably have to do

I just beg my wife until she relents. Usually takes 12 or 14 hours of me crying on the floor until she gives in.

Wait…you talking about buying a gun or what???

Lol

I do the envelope thing. My work wife, who’s husband is a gun guy like me, calls it our “pookie”. I have enough inventory that my wife never even realizes it increased by 1. Or 2, depending on how the pookie is doing.

2 Likes

insert “why not both” gif here

I wouldn’t buy anything you can’t afford in cash… but that’s just me

Why not just use a personal credit card? I have one through my bank with a 1000 dollar limit that i bought several guns with. Its easier to swallow 4 monthly payments than the overall cost sometimes. Plus its usually a much lower interest than what youd get from a specialized finance company like credova. If you buy guns over 1000 than you probably wouldnt need to finance them to begin with lol. But you could probably apply for a higher credit limit.

Has anyone tried the affirm virtual card? And did it work?

The affirm virtual card does not work. They will reject the purchase. I have bout guns off cheaperthandirt and defense depot with the Affirm virtual card because the didn’t catch it. But, PSA is on their blacklist. The affirm virtual card won’t work on guns.com either. Tried that one too. :joy: